Yahoo Finance posted this article today.  Some of it was surprising...some not so much.  See for yourself how bad credit card mistakes are or are not.

If you've heard about these books on the radio and would like to get to know the authors listen to the podcast with Hayley DiMarco and Michael DiMarco.

Check out some REAL TIPS from author Ellie Kay on how to save $35,000 this year!!

I complained about this most of the weekend. Saturday morning we met up with some friends who had tons of clothes and furniture in some storage units. So we started organizing it with the purpose of taking some of the clothes and food items to families in need.

It still smells.  But this morning when I got in it the smell reminded me of Ray Ray.  He recieved a brand new pair of shoes from the boxes of clothing we brought out. They were JUST his size.  He took off his ragged shoes, sat on the tailgate of a truck and put the shoes on. Then he stood up in them and he cried. He cried out loud, thanking God and asking for his blessings on us for bringing him some new shoes.

A young boy got a pair of shoes too and he was so eager to show me how fast he could run now!

Two teenaged girls told us about how well they were doing in school. How they recently got A's in class. In spite of being homeless and living in a tent community they are focused. That in itself is ann incredible feat!

Today I thank God that my car smells like a thrift store. It's a beautiful reminder of our friends from yesterday and the joy they have!!

No matter where you live in the U.S. it occasionally gets cold- yes, even in Texas and Florida! There are so many more homeless families than there were last year and soon they will be in a real struggle to keep warm. Imagine even spending the night in 45 degrees. MISERABLE! add to that rain and wind. Or how about BELOW zero in nothing but a pair of jeans and a tattered t shirt. That's reality for the homeless.

YOU can help by collecting coats and blankets and bringing them to a homeless shelter or ministry in your community that can hand them out as needed.

These are my friends.

Please feel free to send me a picture of the collected blankets and coats, or YOUR friends that you've put them on.

Growing up in Texas we were very aware of the rumors about the Chupacabra.  It was said to terrify animals and suck their blood. Today, CNN says it's been caught! I guess they think there's only one.

We were talking about items the law prevents us from reselling at thrift stores and garage sales. If you want to read about it, here's the link.

If you're a parent, maybe you've asked the same question I have..."didn't these kids come with instructions?" Focus on the family is having the Focus on Parenting Conference in Colorado Springs Nov. 14th and you can WIN a trip to the conference along with two nights hotel accommodations at the world class Broadmore hotel, tickets for two to the conference, meals and transportation PLUS a chance to MEET the experts on patrenting at a VIP event with Matthew West who will be leading worship for the event!

Tell me in 100 words or less why you would like to be at the conference via email at This e-mail address is being protected from spambots. You need JavaScript enabled to view it or on Facebook at www.facebook.com/donnacruzshow. Drawing is Friday Aug. 28th!!

Please read the rules